Welcome to our community.  Before you apply to rent an apartment, please take time to review our rental application approval criteria.  The following information is offered so that all applicants will have available to them a detailed statement of the rental qualifying policies.  Although we have attempted to make this document easy to read and understand, by its nature as a statement of policy, it includes formal language and legal terms.  If you have any questions about our policies or about the information in this document, please contact any member of our management team.

We will not discriminate against any person in the rental of an apartment because of age, race, color, religion, national origin, ancestry, disability, marital status, familial status, sex, gender identity or expression, or sexual orientation.

The term “applicant(s)” under these criteria means the persons that will be signing the Lease as a “resident”; the term “occupant(s)” in these criteria means the person or persons that are authorized occupants under the lease.  All adult occupants will be considered as responsible residents under the Lease Agreement and will be asked to sign the Lease as a resident.  Please also note that these are our current rental criteria; nothing contained in these requirements shall constitute a guarantee or representation by us that all residents and current occupants that have resided on the premises prior to these requirements going into effect; additionally, our ability to verify whether these requirements have been met is limited to the information we receive from the various consumer reporting services used.

Confidentiality:  We maintain a strict policy of confidentiality and privacy for our applicants and residents.  We do not discuss information on applications with anyone other than the applicant.  In addition, we do not discuss individual credit reports with an applicant in accordance with the provisions of the Fair Credit Reporting Act.  If you would like to discuss or dispute anything in your credit report, you will need to contact the consumer-reporting agency that made that report.  We will provide you the name and address of that consumer-reporting agency.

Application Fee:  Each applicant must pay a non-refundable application fee.  Because there are no exceptions, it is important that you review this information carefully before submitting an application, making certain that, to the best of your knowledge, you meet the rental application approval criteria stated.

Roommates/Co-Residents:  In the event there are multiple applicants to reside in the same apartment, i.e. roommates or co-residents, the information on all applicants will be combined during the verification process.

Occupants:  Occupancy will be limited to two persons per bedroom plus one additional occupant per apartment home.

All adult occupants (over the legal age) will be considered as residents under the Lease Agreement and will be asked to sign the Lease as a responsible resident.

Social Security Number:  Each applicant must have a United States government issued Social Security number in order for the verification process to begin.  For non-U.S. Citizens, required is a copy of a valid passport and/or work visa with validity dates through the term of the lease.

Credit History:  Applicant(s) must have a credit report, which reflects a positive payment history on at least 66% of the total accounts reported for the past two (2) years.  Bankruptcy or unpaid foreclosure/eviction/skips/money owed to a previous landlord within four (4) years may result in denial of the application.

Criminal History: Criminal records must contain no convictions for felonies within the past 7 years involving the manufacture or distribution of controlled substances. For other felony convictions, we will conduct individualized assessments that take into account mitigating factors, such as facts & circumstances surrounding the criminal conduct, age at time of conduct, evidence of good tenancy before and after conduct, nature & severity of conviction and the amount of time that has passed since the conviction. Criminal history which indicates that an applicant’s tenancy would constitute a direct threat to the health or safety of other individuals or whose tenancy could result in substantial physical damage to the property of the owner or others may result in rejection of the application.

Income to Debt:  A verifiable consistent monthly gross income less the total monthly debt obligations shown on the credit report divided by three (3) must result in an amount which is equal to or greater than the monthly rental rate for the desired apartment.

Income must be verified through a direct supervisor, payroll or human resources department, or from the applicant’s last four paycheck stubs or satisfactory verification of employment.  Self-employed applicants will be required to provide either the previous year’s tax return or bank statement for the last six (6) months. 

Proof of retirement benefits, disability income or full time student status is required.

Residence History:  Applicant(s) must have a current resident reference (apartment community or mortgage company) reflecting a prompt payment record and an acceptable rental history for the past two (2) years.  Unpaid foreclosure/eviction/skips/or money owed to a previous landlord will result in denial of the application.

Any record of disturbance of neighbors, destruction of property, living or housekeeping habits at a prior residence which may adversely affect the health or welfare of other residents, illegal occupants or unauthorized pets may result in the denial of the application.

Employment:  A company representative must verify applicant’s employment.  In the event of a job change, the previous employment will be verified and the applicant will be asked to provide a copy of an employment contract or written job offer from the new employer.

Proof of retirement benefits, disability income or full time student status is required.

Validity Period:  Approved applications remain in good standing for a period of sixty (60) days from the approval date.  If the lease is not signed and/or the applicant fails to occupy an apartment within the viable time period, the application must be resubmitted for verification and approval and a new application fee must be paid.

CONSENT TO BACKGROUND CHECK(S)

Management uses an empirically derived, statistically sound, credit scoring system to evaluate your consumer credit report.  Credit scoring is based on real data and statistics so it treats applicants objectively.  Your consumer report contains information about your check writing history, bill-pay history, the number and type of accounts, late payments, collections actions, outstanding debt, and the age of your accounts.  Criminal background investigations will reflect all criminal charges, pending and dismissed charges, and contain a multi-state sex offender registry search.  Additional information gained from background check(s) may consist of eviction, foreclosure, bankruptcy and lien records.  As part of our procedure for processing your application, information will be obtained from your current and previous employers and landlords to verify rental history and anticipated income.

Any false information will constitute grounds for rejection of application and lease will be nullified.  You have the right to make a written request within a reasonable period of time to receive additional detailed information about the nature and scope of this investigation (Fair Credit Reporting Act). Owner/agent reserves the right to reject this application and refuse possession of the above-mentioned accommodation.  

I/We have read the foregoing and certify that the above information is TRUE and CORRECT to the best of my knowledge and completely authorize its verification.